Ian Filippini Gets Hooked By Lure Fish House

Lure Fish House

Santa Barbara is known for many fun things to do, to see…and to eat! There are many amazing restaurants all around town to choose from. Ian Filippini is very educated on many of the Santa Barbara area restaurants and Lure Fish House is one of his favorites.

Lure Fish House is located at 3815 State Street, which is located in the Upper State Street area. This is a couple miles north of downtown and is a super fun area. You can reach them by phone at 805-618-1816. You can also check out their website for their menu and more information at www.lurefishhouse.com.

Ian loves a lot about Lure Fish House, but he especially loves their decor and atmosphere. Lure Fish House has a very modern feel, while still maintaining an oceanic feel. Besides their decor, Mr. Filippini, of course, loves their food! He really appreciates that they have fresh and local seafood, and that the menu changes everyday depending on what the local catches are.

Some of Ian’s favorite dishes are the New England Clam Chowder, calamari, and the wild Mahi Mahi. Mostly everything on the menu at Lure Fish House is seafood based, but they do offer a steak as well for those who are not in the mood for ocean fare. Ian has tried many of the dishes here and has never had a bad meal. He also loves their desserts, but especially the key lime pie.

Don’t just take Ian Filippini’s word for it, check out what others have to say about Lure Fish House https://www.yelp.com/biz/lure-fish-house-santa-barbara, or better yet, try it out for yourself!

Ian Filippini Explains How To Avoid Probate

How To Avoid Probate

If you have ever had someone close to you in your family die as an adult, then you probably have heard about or perhaps even experienced the process of probate. Probate is a court process where your will and other documents are examined to determine who is to inherit your property. Probate can actually take a long time. It would seem that if someone has at least a will in place that it should not be that difficult to just follow what the will says; you’re right, it shouldn’t be very difficult, but it still takes a long time. Even the smallest estate with the shortest probate processing time can still take weeks after your case gets onto the court calendar. It should also be noted that any property from that estate also will be unavailable until the probate process is over. So, the short version of the story is that you do not want to end up in probate court if you do not have to. Ian Filippini is a knowledgeable and experienced financial planner and estate planning specialist. In this article, Ian Filippini and Filippini Wealth Management will briefly discuss two different ways to avoid probate court.

According to Ian Filippini, owning property as joint ownership is a way to avoid probate. Ian Filippini and Filippini Wealth Management  say that when you own property as joint ownership, then the property will usually go to the other owner if one of the owners dies. Ian Filippini and Filippini Wealth Management  say that there are certain details regarding joint ownership, so be sure to contact your financial advisor before deciding on this.

Ian Filippini and Filippini Wealth Management  say that another way that you can avoid probate is to gift property to someone. Of course, Ian Filippini and Filippini Wealth Management say that this must be done while you are still alive and that there are taxes that will be involved.

Ian Filippini was raised by his father, Alfred Filippini, and mother, Deborah Filippini. Ian Filippini still resides in the Santa Barbara area and is currently the president of and Filippini Wealth Management  Filippini Wealth Management  was also founded by Ian Filippini’s father before he passed away in 2009. Ian Filippini’s brother, Alex Filippini, has also worked for Filippini Wealth Management  in the past.

Filippini Wealth Management is not licensed to practice law and is not a law firm. Ian Filippini is not licensed to practice law and is not an attorney. This article is not intended and should not be used to provide legal advice. Contact a licensed attorney.

Ask Ian Filippini: The Nitty Gritty of Estate Planning

The Nitty Gritty of Estate Planning

If you know anything about estate planning, or if you have looked into creating your own estate plan, then you know that there is a lot to it. Estate planning can have a lot of details and a lot of parts that you may have been previously unfamiliar with. It is always a better idea to discuss estate planning with a professional who knows what they are talking about and that knows all of the current laws and things relating to estate planning. Ian Filippini is a professional when it comes to estate planning and financial planning and advising. Ian Filippini and Filippini Wealth Management know that not everyone knows the nitty gritty details when it comes to estate planning. In this article Ian Filippini and Filippini Wealth Management will briefly talk about some of the details to estate planning that not everyone thinks of.

Ian Filippini and Filippini Wealth Management say that it is important that everyone understand estate taxes and what they are. Estate taxes can vary by state and can change from year to year. Ian Filippini says to speak to a local estate planning specialist to figure out the estate tax laws that will pertain to you.

Ian Filippini and Filippini Wealth Management also reminds you to think about the cost of funeral expenses, and to consider this during the estate planning process. Ian Filippini knows that death is a hard time for family members and close friends, and that you would not want anyone worrying about how to pay for your funeral. Ian Filippini says to talk to your estate planner to determine the best way to ensure that you have money saved somewhere to pay for your funeral expenses.

Ian Filippini and Filippini Wealth Management has found that another estate planning element that people may forget about is writing out what they would like their final arrangements to be.

Ian Filippini is a Santa Barbara local and the current president of Montecito’s Filippini Wealth Management is located just outside of the Santa Barbara city limits in the town of Montecito, California. Filippini Wealth Management was created by the late Alfred Filippini (Ian Filippini’s father). Ian Filippini’s brother (Alex Filippini) and mother (Deborah Filippini) are both alive and well living in Santa Barbara as well.

Ian Filippini is not an attorney and is not licensed to practice law. Filippini Wealth Management is not licensed to practice law and is not a law firm. This article is not intended and should not be used for legal advice. Contact a licensed attorney for legal advice.

Ian Filippini Discusses: Can Creditors Come After My Living Trust?

Can Creditors Come After My Living Trust?

Ian Filippini and Filippini Wealth Management knows that there can be many questions surrounding estate planning. Estate planning can be a big and complicated process, but it does not have to be. Ian Filippini says that if you have a professional by your side, then the estate planning process should be quite simple and should give you peace of mind, rather than stress you out. The whole point of creating an estate plan, according to Ian Filippini, is to make sure whomever you wish gets to keep as much of your estate as possible, at the time of your death. Of course death is not the most pleasant of conversations, but it is something that will happen to us all, and it is best to be a financially prepared as possible. Ian Filippini and Filippini Wealth Management suggests that you talk with your own estate planning specialist to discuss any questions or details that pertain specifically and personally to you. In this article Ian Filippini and Filippini Wealth Management will briefly discuss if the property in your trust is safe from creditors.

Ian Filippini and Filippini Wealth Management would first like to review what a living trust is. Ian Filippini says that a living trust is something that you put property in to and create a trustee and a beneficiary. Ian Filippini says that some people even are beneficiaries of their own living trust (of course there would be a secondary beneficiary to get the property after your death). Ian Filippini says that people usually create a living trust to avoid that property going through probate when they die. Since the trust owns the property, not a person, it is not technically considered part of the estate eligible to go through probate. Ian Filippini and Filippini Wealth Management asserts that creditors can still go after the property in a living trust to collect on any debt.

Filippini Wealth Management is not licensed to practice law and is not a law firm. Ian Filippini is also not licensed to practice law and is not an attorney. Consult with your licensed attorney for any legal advice or legal concerns you may have.

Filippini Wealth Management was created and founded by Alfred Filippini (Ian Filippini’s late father). Filippini Wealth Management’s current president is Ian Filippini. Ian Filippini is a Santa Barbara local and Filippini Wealth Management is located just outside Santa Barbara in a town called Montecito, California. Ian Filippini’s brother, Alex Filippini, has always been close by to lend a hand with Filippini Wealth Management, Ian Filippini’s mother, Deborah Filippini, is alive and well in the Santa Barbara area.

Relax! Ian Filippini Tell Us About the Top Day Spas in Santa Barbara

Top Day Spas in Santa Barbara

When you want to be pampered and spoiled, treating yourself to a relaxing day at the spa is just what the doctor ordered. The spa is designed to revive you, body, mind and soul with a number of different treatments and services designed to invigorate you completely.

Top Day Spas

When you’re ready to experience pampering like never before, treat yourself to the services offered at any of these Santa Barbara favorites. These spas offer the services that you want and need when life seems to stress you out physically and emotionally. These are the top-rated spas that will treat you to the services that your body wants and needs. You will love what they can do for you!

SeaSpa: Escape into a blissful paradise at the SeaSpa. Here you’ll find a variety of services to intrigue your body, from facials and manicures to massages and aromatherapy. Packages are also available if you want to treat yourself to a variety of services during the same visit. SeaSpa is located near the downtown area.

Bacara Resort & Spa: This upscale spa on the beach presents every guest with the chance to renew and unwind with a variety of different services. European inspired treatments are the specialty here, with 36 rooms on four different floors. In addition to the pampering going on inside, Bacara offers other treatments that might just interest you, including a fitness center and hiking trails. This is one of the favorite spas enjoyed by Ian Filippini and his employees at the Filippini Wealth Management.

Mishay Salon & Spa: An award-winning spa sure to sweep you off of your feet! Mishay Salon & Spa is a trendy, fun spot that allows ladies, men and even couples to enjoy an experience of a lifetime. Bridal salon and spa services is the specialty at Mishay, but you will also find an array of other services available as well. The menu of services available include hair treatments, haircuts and styling, hair color, aromatherapy, massages, facials and so much more. If you are in the area, this is a can’t miss spa that will give you plenty to talk about back home.

Crimson Day Spa: Another spa that Ian Filippini favors, the crimson Day Spa is set in indulgence and provides all guests the chance to relax, unwind and reinvigorate themselves. Among the services available here you will find skin and body treatments suit for a queen or a king. This includes aromatherapy, facials, massages, body wraps, waxing, and so much more. From the moment that you walk in the door at Crimson you will feel the amazing ambiance that will continue throughout your time at the spa.

Riverblue Salon Spa: Riverblue Salon Spa has a variety of services that will help you feel like a new person inside and out. Waxing, acne treatments, hair coloring and haircuts, massages, facials, and makeup are among the treatments offered by the professionals at Riverblue. They are open Monday through Saturday with accommodating hours for all.

Le-Reve: Le-Reve is an organic day spa focusing on natural elements of health and beauty. They offer a number of services to take care of the needs of all individuals in the city. Special events are held at the spa, including ‘Girls Night Out’ and a membership to the spa is also available. Be sure to take advantage of a variety of the services offered at this spa and make the most out of your day. Le-Reve offers everything from facials and massages to hand treatments, coloring and cuts and everything in between.

For Great Financial Advice

When all of the pressures of the day have been relieved at one of these fabulous Santa Barbara day spas, be sure that you head on over to Filippini Wealth Management and speak with Ian Filippini for wealth management advice. He is an expert in wealth management and can provide you with all of the information and services that you need. Filippini Wealth Management can ensure that you’re never missing out on the pleasures in life because of money, and this includes the spa! We know there is nothing in this world like a visit to the day spa. Ian Filippini explains the wide range of services offered by the agency are sure to tickle your fancy and help you make the most out of this thing called life when managing your finances is of importance to you.

Ian Filippini Recommends Two Ways To Avoid Probate

Two Ways To Avoid Probate

Probate is a court process where a judge decides who the deceased person’s property will be distributed to. Of course if there are legal documents, such as a will, the court has to consider those documents, your wishes and the laws surrounding them. Probate can turn out to be a lengthy process. First your case needs to get set on the court’s calendar, which in itself can take weeks. Then there are the matters of gathering the will and any other documents that the deceased may have put into an estate plan, determining if they are authentic and if the now deceased person was of sound mind when the documents were created. If there are no documents such as a will, the judge will then determine, according to local law, which family members will receive what. Of course no one gets anything until the deceased bills, taxes, and other debts, are paid by his estate. Needless to say, people like to avoid probate if they can. In this article, Ian Filippini and Filippini Wealth Management will briefly discuss two ways that all, or some of your estate can avoid probate.

According to Ian Filippini and Filippini Wealth Management., creating a revocable living trust is a way to stay out of probate court. Ian Filippini says that this type of trust cannot be considered part of your estate that is eligible for probate. Ian Filippini and Filippini Wealth Management say that the trustee technically owns the property within the trust. There can be instructions within the trust on who the trustee is to disperse the property to, asserts Ian Filippini.

Another popular way to avoid probate is to create payable on death accounts. Ian Filippini and Filippini Wealth Management say that this is a very easy process where you simply fill out a form and name a beneficiary to receive any monies in those accounts.

Ian Filippini and Filippini Wealth Management are located in the Santa Barbara area. Ian Filippini Santa Barbara and Filippini Wealth Management take the necessary time to accomplish their clients goals and wishes. Filippini Wealth Management. was originally founded by Ian Filippini’s late father, Alfred Filippini. Ian Filippini’s brother, Alex Filippini, has also worked for Filippini Wealth Management Ian Filippini’s mother also lives in the Santa Barbara area.

Ian Filippini is not an attorney and is not licensed to practice law. Filippini Wealth Management not licensed to practice law and is not a law firm. Consult a licensed attorney or law firm with any legal concerns or questions you may have. This article is not to be used as legal advice.

Ian Filippini Discusses Charitable Remainder Trusts

Charitable Remainder Trust

A charitable remainder trust is definitely part of the advanced techniques of estate planning. Some people have never even heard of estate planning, let alone something as complex as a charitable remainder trust. If you don’t know, now is a good time to tell you that the whole point of estate planning is to save you money; granted, it will be saving your estate money after you die, but in a sense, it is still your money that you earned. Like all estate planning techniques, the charitable remainder trust is to save you money in the end (yes, literally the end). Ian Filippini has been helping his clients with their estate planning needs for many years. Ian Filippini has lots of experience with estate planning, and especially with creating charitable remainder trusts. In this article, Ian Filippini and Filippini Wealth Management will briefly discuss what a charitable remainder trust is, and the benefits that it carries.

Ian Filippini and Filippini Wealth Management. reminds you to always consult your own estate planning specialist for more details and current laws. Ian Filippini also reminds you that to create a charitable remainder trust, you must be willing to leave whatever is left in that trust to charity when you die. Ian Filippini Santa Barbara says that a charitable remainder trust is almost exactly what it sounds like. A trust is created where a certain amount from the trust is paid to you each year; this amount is a predetermined and fixed amount, asserts Ian Filippini. Whatever is still in that trust upon your death is then transferred to the predetermined charity, and cannot be changed says Ian Filippini.

Ian Filippini and Filippini Wealth Management. says that the benefits to this are that you can take charitable tax deductions from the amount transferred to you from this trust throughout your life. Ian Filippini and Filippini Wealth Management says you will save this way, and through probate.

Filippini Wealth Management is located in the Santa Barbara area. Santa Barbara local, Ian Filippini, is currently the president of Filippini Wealth Management  was founded by Ian Filippini’s late father, Alfred Filippini. Ian Filippini’s mother is still alive and well; living in the Santa Barbara area too. Ian Filippini also has a brother named Alex Filippini that can help with Filippini Wealth Management have many years of expertise dealing with Santa Barbara’s retirees and pre-retirees.

Ian Filippini is not an attorney and Filippini Wealth Management is not a law firm. Consult a licensed attorney to obtain any legal advice or recommendations.

Ian Filippini Tells Us Where To Invest – Residential Or Commercial Properties?

Where To Invest – Residential Or Commercial Properties?

Ian Filippini Santa Barbara

Ian Filippini website knows the idea of buying commercial property itself is really exciting! Commercial properties like offices, buildings, and industrial spaces offer great value for money, and might even turn out to be comparatively more profitable than residential properties. However, investing is all about sowing now and reaping later. Do you think buying a commercial property really helps you accomplish your investment goals?

If you are looking to purchase commercial or residential properties, be sure to contact Ian Filippini from Filippini Wealth Management in Santa Barbara for sound financial advice.

However, this does not mean that you shouldn’t be checking out any commercial properties. Today’s economic trends prove beneficial for those with a diverse portfolio of investment properties. But if you have to choose between residential and commercial properties, here are some reasons why you should go for residential:

Segmented Liquidity

When you purchase a huge commercial property, you only have two choices – to sell it, or to sit on it a few years till the prices rise in your favor. On the other hand, if you own a diverse portfolio of residential properties, you always have the choice to keep some and sell some if needed. This is what is called a diversely segmented liquidation strategy.
As an expert in real estate investment, Ian Filippini explains that it takes different numbers of days in each market to sell different types of properties, and ending up with a chunk of residential property is not what you want; rather you should be focusing on diversifying your portfolio. Diversify your portfolio by buying different residential properties in different markets, so that you have an easy exit strategy.

Geographic Considerations

If you are a real estate investor, you might know that buying a large residential property like an office building or a mall, gives you a major stake in the entire commercial area. So if the market around you doesn’t perform so well, chances are you won’t be making much profit from your commercial property investment either.

On the other hand, you can diversify your portfolio with a number of small residential properties across the map, so that if one market fails to perform, you only get to bear a minimal loss and your overall portfolio stays comparatively consistent.

Virtualization Of Offices And Retail Stores

A large number of offices are focusing on digitizing their procedures to cut down the overheads. This is in not only Santa Barbara, but all around the world. Ian Filippini from Filippini Wealth Management explains that introduction of cloud computing, the virtualization of retail stores, and the large number of corporations point to the fact that physical locations like stores, buildings, and offices are going to witness a gradual decrease in demand.

On the contrary, we have residential properties and there is an inevitable, ever growing need for residential units.

Increase In Rental Demand For Single-Family Units

Just like the way offices are cutting down on physical locations, the same way, rental demand for single-family homes is increasing. All of it points to the basics of economics, says Ian Filippini – it is the simple demand and supply rule. Houses are shelters for families and unlike offices and corporations; there is no virtualization for residential properties.

In the recent economic trends, a large number of homeowners have been selling their properties on a short notice, and falling back into the rental market. Now most of them are not qualified to buy residential properties, so they rent. They prefer to rent single-family residential units over apartments as they were previously living in houses. This plays an important role in making your residential investment portfolio strong and profitable in the end.

Ian Filippini from Filippini Wealth Management in Santa Barbara is among the top wealth management advisors here and he strongly suggests analyzing the current economic trends before making investment decisions. Moreover, it makes sense to consider the reasonably strong advantages of residential investment properties over commercial.

The secret behind creating a powerful and profitable investment portfolio is diversification, given that it is done the right way. Commercial properties depict a falling demand, as according to the recent trends of technology and virtualization a large number of corporations are looking forward to minimizing overheads. On the other hand, the economic downfall in the past left homeowners selling their homes to end up in the rental market again, this fueled the demand for rental properties.

Call Ian Filippini today for the best wealth management advice in Santa Barbara! The professionals at Filippini Wealth Management are highly skilled and courteous, and they don’t hesitate to conduct one-on-one meetings to give you a better idea of the best options you have.

Ian Filippini Explains Why You Need An Estate Plan: The Top 5 Reasons

Why Do You Need An Estate Plan? The Top 5 Reasons

Ian Filippini Santa Barbara

The Ian Filippini  blog explains There are a number of reasons why people prefer to create an estate plan in their early years, the answer lies in future planning. Safeguarding your property assets should always be your first priority and ensuring that all your real estate passes on to your heirs in a hassle free way.

Ian Filippini from Filippini Wealth Management in Santa Barbara explains that when you have a substantial amount of real estate, you should focus on creating a plan to manage your real estate, when you are alive and when you are gone.

Here are the top 5 reasons why you should consider getting an estate plan:

Avoid Hassle And Mess In The Future

A large number of people prefer to go for an estate plan when they witness the hassle they could be facing. No estate planning usually means wasting money, time, and resources. When you have an estate plan at hand, you have a trusted person to look after the distribution of your wealth when you are gone. Who will get what, when will they get it, and how much will they get? These are some questions, which might be bothering you regarding your assets. When you have an estate plan, these questions should be the least of your concerns.

Safeguarding Assets

Asset protection planning has been growing in the recent years at a whopping pace, and people who already have a well-established estate plan seem to be updating it. This is largely because of the fear of lawsuits, once you suspect that you might be tackling a lawsuit in the future, it is too late to implement the plan.

Getting a financial plan and a perfect estate plan, preferably from an advisor like Filippini Wealth Management in Santa Barbara can help ensure that your beneficiaries get the assets when you are gone and your assets are safe when you are here.

No Probate

One of the most common reasons why people go for estate planning is that they get to avoid probate. While a large number of people don’t even deal with probate, but they do know one thing about it- they want to avoid it. Estate planning offers a legal and easy way to avoid probate.

Cutting down Estate Taxes

The sizable reduction in the payment if state and federal taxes like inheritance and estate taxes is another reason why you should get an estate plan. Ian Filippini from Filippini Wealth Management explains that through basic, systematic planning, married couples can substantially reduce estate taxes or even eliminate them by setting up more advanced types of trusts as part of their will. Moreover, there are a number of other legal loopholes, which married couples or even individuals can use to reduce their estate taxes, or even better, eliminate them.

Ensuring That Your Beneficiaries Get What You Left For Them!

As Ian Filippini from Filippini Wealth Management in Santa Barbara explains that mostly people go for estate planning for two reasons:

● For the protection of minor beneficiaries, who are still not of age
● For the protection of adult beneficiaries who are prone to making bad decisions, or have credit issues or spouse issues

In case the beneficiary is a minor, then according to state laws, there should be a guardian or a caretaker to look after the minor’s needs, and finances until the minor becomes an adult. You are advised to avoid wasting money and time, by selecting a caretaker or guardian for your minor beneficiary. This way you can ensure that, your minors will not be suffering after you leave and they will get what is rightfully theirs.

On the other hand, if the beneficiary is too old, or an adult who is bad at making financial decisions, or someone who has relationship issues and you fear the spouse would be taking over the inheritance, then you have the option to create an estate plan that will protect the beneficiary from making irrational decisions. More importantly, your estate plan has the power to protect your beneficiaries from any sort of problems later.

You Will Feel Better Once You Have An Estate Plan!

Ian Filippini explains that once people know that they have an estate plan in place, they are more likely to live happy in the future, as they know that their assets and their family, everything is safeguarded, in their presence and it will be safely handled when they are gone.

If you are looking forward to getting your estate plan, be sure to contact, Filippini Wealth Management in Santa Barbara, where professionals like Ian Filippini work with you to create the best estate plan!